A credit report tradeline is simply an industry term to describe a credit account. If you have credit accounts, you therefore have tradelines on your report, and they may come in the form of line of credits, car loans, mortgages, credit cards, and payday advances. Since creditors look at tradelines to determine if you are creditworthy, adding positive tradelines
(credit accounts with good repayment history) to your credit report can be very useful in helping you obtain credit.
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